A Bunch of Things I Did to Get out of Debt

A Bunch of Things I Did to Get out of Debt Minimalism isnt deprivation, but sometimes temporarily depriving yourself creates a path toward financial freedom. That was certainly true for me: I had six figures in debtâ€"nearly half-a-million dollars if you include my mortgageâ€"but today Im debt-free. Of course, it took diligent budgeting to get there: Cut cable TV, wrote more. Drove less, walked more. Cut  credit cards, spent cash. Stopped eating out, cooked meals at home. Silenced satellite radio, meditated more. Canceled gym membership, exercised at parks. Lived without home Internet, used public Wi-Fi. Sold large home, rented  a smaller apartment. Canceled  magazine subscriptions, borrowed from library. Ceased upgrading, found a détente with outdated tech. Refrained from purchases, better utilized possessions. Separated needs from wants, developed a comprehensive plan. You see, I didnt simply go withoutâ€"I replaced expenses with alternatives, which made my momentary forfeiture feel less like a sacrifice. Interestingly, once I became debt-free, I was able to bring some of these indulgences back into my life, doing so deliberately, discovering which ones I could afford, which ones would add value to my life, and letting go of the rest. P.S. When I was broke, I also delivered pizzas for extra incomeâ€"financial freedom was worth the temporary discomfort. Subscribe to The Minimalists via email.